Switching credit cards without losing points: 7 maneuvers that work

The real step-by-step to cancel, upgrade, or migrate banks without letting a thousand, ten thousand, or a hundred thousand points evaporate in the transition

1. Switching credit cards without losing points: 7 maneuvers that work

   The real step-by-step to cancel, upgrade, or migrate banks without letting a thousand, ten thousand, or a hundred thousand points evaporate in the transition

2. 01.

   **Maneuver #1 (the safest):** transfer points to a partner program (Livelo, Esfera, Smiles, LATAM Pass) **before** canceling. Once out of the bank, the points no longer die.

3. 02.

   **Maneuver #2:** redeem points for a flight **before** canceling, even if the route isn't ideal. Better to fly somewhere mediocre than lose everything.

4. 03.

   **Maneuver #3 (internal upgrade):** swapping Black for Visa Infinite at the same bank keeps the points. Switching from Visa to Mastercard at the same bank usually does too. Change banks, lose them.

5. 04.

   **Maneuver #4:** status match in a loyalty program transfers loyalty, not points. Useful for hotels and airlines, useless for card points.

6. 05.

   **Maneuver #5:** put your spouse or dependent as new primary holder. The supplementary card becomes primary and the points balance migrates. Works at some banks.

7. Continue lendo

   The real step-by-step to cancel, upgrade, or migrate banks without letting a thousand, ten thousand, or a hundred thousand points evaporate in the transition