Real comparison of 5 USD accounts in 2026 — Mercury, Wise, Nomad, Avenue and C6 Global Account — for freelancers, importers, investors and frequent travelers
Real comparison of 5 USD accounts in 2026 — Mercury, Wise, Nomad, Avenue and C6 Global Account — for freelancers, importers, investors and frequent travelers
**Mercury** is the best bank for those who have a **US LLC** (Stripe Atlas + EIN). Without an LLC, forget it — Mercury does not accept foreign individuals in 2026.
**Wise** is the Swiss Army knife: multi-currency (USD, EUR, GBP, BRL and 40+), accepts Brazilian individuals with CPF (Brazilian tax ID), gives a real US account (ACH + wire), but **has no yield** on USD balance and the Wise physical card does not work as a credit card.
**Nomad** is the simplest option for the Brazilian individual who wants a physical USD card in Brazil + checking account + integrated investing. 1% spread to enter, no monthly fee. Mastercard debit card.
**Avenue** is the Brazilian-becomes-American-investor: USD account + integrated US brokerage + card. Ideal for those who invest in US ETFs and stocks monthly. Spread similar to Nomad.
**C6 Global Account** is the option for those who are already a C6 customer and want native USD in the same app, same statement, same card. Competitive spread, but no integrated US brokerage.
Real comparison of 5 USD accounts in 2026 — Mercury, Wise, Nomad, Avenue and C6 Global Account — for freelancers, importers, investors and frequent travelers