Cartão Black sem anuidade: existe em 2026? (planilha real)
Existe Black sem anuidade no Brasil em 2026, mas 'sem anuidade' raramente significa grátis. Inter, BTG, C6, Itaú e Bradesco têm versões com isenção condicional — investimento mínimo, gasto mensal alto, ou perfil private. Esta análise quebra a planilha real: pra quem gasta R$ 10k/mês, qual Black isento vence um Black pago, quais cobram parcial após o primeiro ano, e quando aceitar a anuidade rende mais que correr atrás da isenção.
Curadoria Voyspark · May 15
Cards for kids, teens and families traveling abroad: solving it when no native product exists
You discover it at boarding: your 15-year-old is heading to an exchange program in the US and no bank back home has a card for them. Paths exist, but no one explains them properly. Wise multi-user solves it with real parental control and low spread. C6 Conta Jovem works for a teen traveling with family. A prepaid card from an FX bureau is almost always the worst option — and the one that sells most at agencies. This guide gives you the right choice for each scenario, with limits, risks, and what to do when the card gets lost at 10 PM in Lisbon.
Curadoria Voyspark · May 15
Wise vs Nomad vs C6 Global vs Avenue: the real $1,000 test across 4 countries (and who lost $17 without noticing)
In May 2026, "zero fees" became the new "free shipping": it exists, but somebody is paying. We tested Wise, Nomad, C6 Global Account and Avenue — three Brazilian fintechs plus the British Wise — converting USD 1,000 in the same minute against the same commercial reference rate, then spending the balance in four countries (USA, Portugal, Japan, Mexico). The account that markets itself as "zero spread" silently lost ~$8 on conversion. The one the marketing department calls "expensive" delivered the best effective rate in 3 of 4 countries. This guide shows the real math and why using a single account for everything is the costliest travel mistake. Note for non-Brazilian readers: Nomad, C6 Global Account and Avenue are Brazilian-market products built to give Brazilian residents a USD-denominated account. Wise is global. "Pix" is Brazil's instant-payment system, free and universal, regulated by the Central Bank.
Curadoria Voyspark · May 15
3 artigos em #c6