#etf

Investing dollars for a future trip (12-24 months): currency fund, ETF, Wise or stablecoin — what earns and what just gets in the way

You have 50,000 reais for a trip in 2027 and want to lock the exchange rate without leaving the money idle? There are six viable paths in Brazil in 2026 — XP/BB/Itaú currency fund, DOLB11 ETF, BDR of US ETF, Wise USD, Nomad/Avenue, and USDC/USDT stablecoin on Brazilian exchanges. Each has different tax treatment, different liquidity, and a hidden risk that only shows up at redemption. This guide compares all six with a final table and says which fits which profile.

Curadoria Voyspark · May 15