#mistakes

Credit card points: the 7 mistakes that actually cost you money in 2026

Credit card points are real money, but most people treat them like a freebie and lose almost all the value. Letting points expire, redeeming for low-value merchandise, ignoring transfer bonuses, paying an annual fee without using the benefit, and churning badly are the mistakes that quietly drain your miles balance. This guide maps the seven costliest slips, shows what each point is actually worth, and hands you the tracking system that protects your balance from the silent devaluation programs run in 2026.

Curadoria Voyspark · Jun 02